Specialists for Nordic Outdoor & Adventure Holidays in the Nordic Countries since 2006



Photo: Sabine


Travel insurance for your holiday with Nature Travels

Comprehensive travel insurance for your holiday in Sweden, Norway, Finland or Estonia

Nature Travels works together with two insurance partners, Travel and General (T&G) and Sports Cover Direct, who arrange comprehensive single trip and multi-trip travel/activity insurance which can be ideal for the experiences we offer. Sports Cover Direct also offers top-up activity insurance if you already have a policy in place to cover other aspects of your trip.

NB: Insurance regulations prohibit us from offering recommendations or advice on insurance premiums or policy details. It is your responsibility to ensure that you choose appropriate cover for your trip. If you have any questions regarding cover, please discuss with the insurer directly. Note that cover from the insurers mentioned below is only available to UK residents.

Option 1: Travel and General

Quote tracking reference nature_travels and mention that you are travelling with Nature Travels when arranging your cover.

  • You can purchase your travel insurance online through Travel and General here.
  • You may wish to call Travel and General on 0330 880 3625 to discuss the activities you will be doing and ensure your chosen cover is suitable.
  • A choice of policies may be offered. The T&G policies will normally be those most suitable for our experiences. One of the alternative policies offered may be Fit4Travel. The Fit4Travel scheme has been designed for older travellers but has limited cover for activities. Please check very carefully that the policy will cover the activities on your holiday. If you're unsure, please call 0330 880 3625 and one of the team will be able to assist.

Describe carefully the activities you will be participating in to ensure cover provided is suitable for your needs.

For example:

  • For dog sledding, that you will be driving own sled (rather than riding as a passenger on sled driven by guide). This will normally be the case for all our dogsled tours and we have been informed by T&G that this requires wintersports premium.
  • For ice skating, that skating takes place on frozen lakes and/or archipelago seas. We have been informed by T&G that this requires wintersports premium.

Option 2: Sports Cover Direct

You can arrange insurance with Sports Cover Direct online using the links below. You can also call with any questions on 01494 484800 (quoting promo ID 208600 travelling with Nature Travels), though note that Sports Cover Direct offers a discount for booking your insurance online. If participating in one of our cabin-to-cabin ski touring experiences, these will normally come under Nordic (rather than Alpine) ski touring. However, please confirm with the insurer directly if you have any questions regarding which level of cover is appropriate for your trip.

a) Sports Travel insurance

Sports Travel insurance will provide cover for the whole time that you are on a trip away from home. It will cover you for any general travel issues, plus any issues related to the chosen sport(s). Cover is provided for your chosen sport, plus all other sports in the same sports group or lower groups. Policies can be Single trip or Annual multi-trip. There are 3 levels of cover available to choose from which allow you to select how much cover you require for cancellation, baggage, sports equipment etc.

b) Activity Top-up insurance

If you already have general travel insurance in place, but it does not include cover for your chosen sport(s) / activity(s), Activity TopUp will provide that cover. You only need to take out cover for the day(s) that you will be doing the selected activity. This can be taken out after you have left the UK.

Please note that we require you to be insured for the duration of your experience with us (either through one of our insurance partners or any other suitable insurer).

Please ensure that your chosen policy covers you for the activities you will be taking part in during your experience. If you are staying in the country before and/or after your experiences with us, you may also wish to make sure that your insurance covers the whole period of your Nordic holiday.

Choosing Your Insurance

At Nature Travels we believe that your safety and holiday enjoyment are very important. Things can go wrong on holiday. You could fall ill or have an accident; you could have money or luggage stolen; your visit might be cancelled or cut short through injury or illness; your family may need to fly out to be with you if there is a serious incident. All these risks and more can be covered by taking out travel insurance.

Your policy should pay out if you need to cancel or cut short a trip because, for example, you fall ill. It should cover pre-paid expenses, such as excursions, and any extra costs incurred in getting home. Check your policy documents to see what would be covered: accident, illness, pregnancy unknown when you buy the policy, jury service or witness summons, etc. Cover may also be provided if you are needed at home because of fire, storm or flood, or if you are required by the police to come home following a burglary.

Some policies also cover cancellation arising from you being made redundant or if a strike or bad weather affects the departure of a flight or ship. You need a policy with sufficient cover to refund the full cost of your holiday. Check your policy for details. We at Nature Travels recommend you to take out cancellation insurance. As our deposits are non-refundable you should be insured for cancellation at time of booking.

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Registered Office: Nature Travels Ltd, Unit 8, Trinity House, Trinity Street, Dorchester, Dorset DT1 1TT, United Kingdom | Company No: 5636754

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