Travel Insurance
Photo: Sofia Carter
Photo: Sofia Carter
Photo: Bob Carter
Photo: Bob Carter
Nature Travels offers comprehensive travel insurance through TAG Insurance Services which is ideal for our activities. If you would like to purchase your travel insurance through us, please complete the relevant sections of the booking form.
Please note that we require you to be insured for the duration of your experience with us. However, you are welcome to make your own insurance arrangements if you wish: just provide us with details of your insurance cover when you complete the booking form. If you do arrange your own insurance cover, please ensure that the policy covers you for the activities you will be taking part in during your experience. If you are staying in Sweden before and/or after your experiences, you may also wish to make sure that your insurance covers the whole period of your holiday in Sweden.
For details of Nature Travels single trip insurance, please read the schedule of cover below carefully. You can also download the full policy here. We also offer an annual multi-trip policy. Please contact us if you would like further details.
| Period | Cost |
|---|---|
| Up to 5 days | £13 |
| Up to 10 days | £15 |
| Up to 17 days | £19 |
| Up to 24 days | £21 |
| Up to 31 days | £25 |
| Additional Week | £10 |
| Modes of Transport | Conditions |
|---|---|
| Aeroplane | Scheduled and chartered services |
| Horse and carriage | Not self driven |
| Trains | None |
| Bus/coach | None |
| Self-drive vehicles | None |
| Accommodation types | Conditions |
|---|---|
| Apartment | None |
| Camping/tents | None |
| Cabins | None |
| Hotel | None |
| Villa | None |
| Standard Activities | Conditions |
|---|---|
| Boating | Only on inland waters or coastal waters within a 12 mile limit from land |
| Cycling | On local roads only |
| Dog / horse / reindeer sledding | None |
| Fishing | None |
| Golf | None |
| Hill walking / rambing | None |
| Hiking / trekking | Up to a maximum of 2000 metres, moderate terrain |
| Horse riding | Not to include safari, polo, ranching or jumping |
| Ice fishing | None |
| Kayaking / rafting / canoeing | Including white water up to grade 3 |
| Mountain courses | Only with experienced guides and no climbing |
| Sailing / yachting | Only on inland waters or coastal waters within a 12 mile limit from land |
| Scuba diving | Up to and including 9 metres |
| Snorkelling | None |
| Swimming | In pool or inland waters or coastal waters within a 6 mile limit from land |
| Table tennis | None |
| Tennis | None |
| Timber rafting (2mph) | None |
| Wildlife safari | None |
| Windsurfing | Only on inland waters or coastal waters within a 6 mile limit from land |
| Yoga / tai chi | None |
| Additional activities | Conditions |
|---|---|
| On-piste skiing | None |
| Off-piste skiing | None |
| On-piste snowboarding | None |
| Off-piste snowboarding | None |
| Cross country skiing | None |
| Snowshoeing | None |
| Tobogganing | None |
| Ice skating | On lakes, inland waters and coastal waters with an experienced guide |
| Ski randonee | None |
| Section | Sum insured per person | Excess per person |
|---|---|---|
| Standard Cover | ||
| A: Cancellation and curtailment charges | Up to £5,000 | £50 |
| B: Emergency medical repatriation and associated expenses abroad | Up to £2,000,000 | £50 |
| Hospital benefit | £20 for each 24 hour period to a maximum of £500 | Nil |
| C: Emergency assistance in the UK | Up to £2,000 | £50 |
| D: Personal accident | Up to £15,000 (age limits apply) | Nil |
| E: Travel delay | £20 first 12 hours and £10 each subsequent 12 hours to maximum of £100 | Nil |
| Missed departure | Up to £750 | £50 |
| Missed connection | Up to £750 | £50 |
| F:Personal possessions | Up to £1,500 | £50 |
| Delay baggage (after 12 hours) | Up to £100 | Nil |
| Travel documents | Up to £500 | £50 |
| G: Personal money | Up to £200 | £50 |
| H: Hijack | £50 for each 24 hour period to a maximum of £500 | Nil |
| I: Mugging | £50 for each 24 hour period to a maximum of £500 | Nil |
| J: Personal liability | Up to £1,000,000 | £250 |
| K: Legal expenses | Up to £25,000 | Nil |
An insurance policy can ony provide cover in respect of an accident, illness, injury, loss, damage or an event/occurrence which is sudden, unforeseen and beyond your reasonable control. You must tell us about all material facts. A material fact is one that is likley to afect our decision in accepting or continuing your insurance. Therefore any facts know to you, which could possibly result in you having to make a claim, must be disclosed to us, otherwise you may not be covered. For example, these could be your employmnt circumstances, medical history or those of a travelling companion, imediate relative, business associate or other person that may influence you to cancel or curtail your journey.
In addition, you must be able to make the following declaration for yourself and anyone travelling with you.
As far as I know neither I, nor my travelling companion(s), nor immediate family, nor business associate(s), nor anyone I am visiting, nor anyone else for whom I would expect to be covered:
1. is waiting for an operation, hopital consulation or any other hospital treatment or investigations including the results of a routine test;
2. has been seen by a specialist or been admitted to a hospital overnight in the last 12 months (other than for regular check ups);
3. has any breathing or heat problem (including angina) or high blood pressure, which has needed treatment (including regular medication) in the last two years;
4. has received treatment, including regular medication, in the last 12 months for:
5. has been diagnosed by a registered general practitioner as having a terminal condition;
6. know of any reason why the journey is likely to be cancelled or cut short.
If you cannot make this declaration when you take out the insurance, you must contact Healthcheck on 0845 408 0585.
A policy document that fully defines the cover, conditions and exclusions will be sent to you with your booking confirmation. When you receive your policy, please take the time to read it carefully to ensure you understand what is and what is not covered, and that all activities that you may wish to participate in are included. If it does not meet your requirements, please return the policy, proof of premium and any other relevant documents to us within 14 days of receipt and we will refund the premium in full, provided you have not travelled or made a claim.
Failure to comply with the terms and conditions of the policy may result in cover being restricted.